Published by: Albert Gibosse – Blue Label Weekly Magazinewww.bluelabelweeklymagazine.com 

By becoming a homeowner, you will build equity through paying down your mortgage over the years and  will likely enjoy a lower cost of living in retirement.

Chantal Chery Realtor/Branch Manager Andrade and Associates Realty Office: 617.690.2588 Cell: 857.258.6508 Email: cchery@andradeassociates.com Address: 524 River Street Suite: 900, Mattapan, MA 02126
Chantal Chery Realtor/Branch Manager |  Andrade and Associates Realty | Office Tel: 617.690.2588 | Cell: 857.258.6508 | Email: cchery@andradeassociates.com | Address: 524 River Street Suite: 900, Mattapan, MA 02126 |

 

Owning a home is actually cheaper now than renting/leasing. One  roadblock to buying a home usually is the inability of many potential buyers to afford the down payment, which is typically 20% of the purchase price.

 

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When you buy, your costs are rather predictable and more stable than renting as  they’re ideally based on a fixed-rate mortgage. The interest and property tax portion of your mortgage payment is a tax deduction. There’s pride in homeownership, which also closely ties you to your community.

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There are two ways to build equity: With each monthly mortgage payment you make, a portion goes toward reducing the amount you owe on your loan, which increases your equity. In a sense, paying your mortgage is a form of savings, as it increases the equity in your home.

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“Owning a house provides you with a valuable asset and financial stability. By purchasing a home, you’ll have an asset that, in many cases, will appreciate in value over time. A $400,000 home today should appreciate in value and may see an increase in value to $500,000.

 

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Live Life Under Your Own Rules

Owning a home enables you to live life under your own rules. Homeowners, don’t need permission to make modification(s) in their home. They can paint any room any color, replace the cabinets, add a deck, or do any other modifications they wish.

 

Privacy

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US Trust Motors | Quality Used Vehicles | Best Prices In Town! | US Trust Motors Quality Used Vehicles | Contact: 617.592.4433. [ website ]
Homeownership provides great privacy

 

It’s yours!

This may seem fairly obvious, but it’s worth emphasizing: With a rental, you run the risk of getting kicked out at the end of your lease.

 

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2 thoughts on “Why Become a Homeowner | Benefits of buying a Home!

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